These terms tell you the rules for using our website: www.electcapital.co.uk (our “Site”).

Information about us

Elect Capital UK Limited (“Elect”, “we”, “us”, “our”) is a limited company registered in England and Wales.

• Company number: 16106576
• Company Address: 5 Broadbent Close, London, England, N6 5JW

Use of our Site

By using our Site, you confirm that you accept these terms and agree to comply with them. If you do not agree, you must not use our Site.

You may only use our Site for lawful purposes. You must not use it in any way that breaches applicable law or regulation, is fraudulent, or harms other users.

Our role

Elect Capital UK Limited is a direct lender providing business funding solutions to UK SMEs. We lend directly to businesses and any agreement you enter into will be directly with Elect Capital UK Limited.

Reliance on information

The content on our Site is provided for general information only. It does not constitute financial advice or a recommendation. You should obtain professional advice before taking, or refraining from, any action on the basis of our Site.

Intellectual property

We are the owner or licensee of all intellectual property rights in our Site. You may print or download extracts for personal use only. You must not modify, reproduce, or use any materials for commercial purposes without our permission.

Liability

We do not exclude or limit our liability where it would be unlawful to do so. To the extent permitted by law, we will not be liable for any loss or damage arising from:

• Reliance on content displayed on our Site
• Inability to use our Site
• Use of links or third-party services provided through our Site

Governing law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Information provided via forms

If you submit an enquiry form, loan application, or other information through our Site, you agree that such information may be used in accordance with our Privacy Policy. This includes using the data to process applications, communicate with you, and share details with our funding partners where necessary.